Loan Modifications

More Homeowners Will Qualify for Loan Modifications

The Making Home Affordable Modification Program is being expanded in May of 2012.

The expansion of the program means that more homeowners who are struggling to make their mortgage payments may be eligible to modify their loans to a payment that is affordable now and into the future.

Under the expanded criteria, help may be available for:

• Homeowners who do not meet the 31 percent debt-to-income requirement for a traditional HAMP modification;
• Homeowners who currently have tenants and those who do not currently occupy their home, but intend to rent the property;
• Homeowners who did not successfully complete a HAMP trial period;
• Homeowners who fell out of a permanent HAMP modification due to missed payments.

The government has several programs which you may qualify for in order to make your home more affordable.

Contact Attorney Steven M. Burke to make an appointment to apply for a loan modification.

 

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